Claiming A Home Improvement Tax Deduction

The approach of spring often encouragesloans.
homeowners to start considering homeIf you are planning a home improvement to an area
improvements and repairs. However, before youof your home that is in need of repair you may be
start getting out the hammer and nails or hiring aable to include the repair as an improvement. The
contractor consider if your home improvements mayTax Act states that where a repair is carried out in
be eligible for a home improvement tax deduction.the same area of the home that is being remodeled
The first thing the homeowner must understand isthen the repair can be included as part of the
the difference between a home improvement and aimprovement project. So, if you are planning on
home repair. Simply put, a home repair is classified asremodeling your kitchen dont forget to take care of
fixing a problem. For example, repairing a hole in thethe leaking pipes at the same time and claim the
roof, fixing a leak or repainting a room would beentire project as a deduction.
considered repairs. On the other hand, remodeling aTax Credits vs Tax Deduction
kitchen, adding a couple of rooms, building a garageTax credits can also provide significant savings to the
or installing a swimming pool would be classed ashomeowner. Whilst a tax deduction for home
improvements. These improvements add to the livingimprovement can reduce the amount of income on
amenity of the homes owners and usually add valuewhich tax ist payable, a tax credit directly reduces
to the home.the tax itself. Tax credits are available for many
The Internal Revenue Service sets out stricttypes of home improvements. For example, installing
guidelines on how a homeowner can claim a homeinsulation, adding energy-efficient windows, and some
improvement tax deduction. It is stronglytypes of highly efficient equipment for cooling and
recommended that before you hire a contractor orheating, and solar water heating may all qualify for
start any home improvement works that you obtaintax credits.
advice from you tax consultant or from the localThe IRS has many helpful publications to assist
office of the IRShomeowners who are about to embark on home
Tax deductions for home improvements can fall intoimprovements so a visit to their website or calling
any of several different categories. A medicalinto a branch office will usually provide the
condition that required providing disabled access tohomeowner with a wealth of information.
home would normally be classed as a homeAnd when you begin your home improvements
improvement.remember to maintain accurate records of spending
There is a special home improvement tax deductionand save all receipts this will assist you enormously
for victims of Hurricane Katrina. Consult with the IRSwhen the time comes to claim your home
regarding the Katrina Emergency Tax Relief Act as itimprovement tax deduction.
increases the permitted qualifying home improvement