Thinking About Remodeling? Don't Fall Into "The Money Pit"

One of my favorite movies is "The Money Pit" withroom.
Tom Hanks and Shelley Long. They play newlywedsUnless you plan on doing the work yourself once you
that want to buy a house but don't have muchhave your plan you need to find a reliable contractor.
money. When they stumble on a beautiful oldThis is much easier said than done and you would be
mansion that is selling for an unbelievably low pricewell advised to talk to at least three contractors
they buy what they thought was their dream house.before picking one. Ask for references and please do
As soon as they move in the house starts fallingcheck them out. See if you can inspect some
apart and they have no choice but to remodel theprevious work they have done and check to see if
entire house from top to bottom and the remainderthey are in good standing with the Better Business
of this hilarious movie is devoted to this process.Bureau. Ask family, friends and neighbors if they can
From working with the indifferent contractor torecommend someone they may have used for past
putting up with no water or even stairs this movie isprojects.
an extreme example of what could happen during aGet a rough idea of what the project will cost from
remodeling and watching this movie reinforces theeach contractor. If it's more than you expected you
facts that a home remodeling project can lead tomight be able to cut corners a bit by using less
high family stress levels and in extreme casesexpensive materials or maybe downsizing the project
divorce.a bit. Be wary of any contractor that says they can
Fortunately, this is one example where for the mostdo the job for an amount that is unrealistically lower
part life does not imitate art and most people thatthan your other bids.
are thinking of remodeling their home will not haveNow you can set a realistic budget that you must
anywhere near the experience they did. There are,stick to. Be sure and have a little extra built in for the
however, lessons to be learned and I think it wouldinevitable extras that will crop up. Make sure you get
be a wise idea to watch this movie before youeverything in writing in case you have problems
commit to any major remodeling plans for yourduring the project. Have everything spelled out as to
house.what will happen, who will do it and when and don't
As you are most likely not in a situation where abe afraid to consult with a lawyer if a large sum of
complete overhaul is required immediately you willmoney is involved.
have time to decide exactly what it is you want toIf you need to finance the project with a second
accomplish. Do you want that bathroom retreat withmortgage or home equity loan be sure you are not
the Jacuzzi tub? Maybe you would like to finish offoverextending yourself financially and think long and
the basement and have a great place for parties? Ishard about whether you really need to remodel.
the family outgrowing the house and you need toMaybe it is something that you can put off until you
add another bedroom?have saved up a bit more money thus saving you
These are all questions you need to answer up front.some financing costs.
Write down on paper what it is you want and sketchIn the end, if you plan everything up front, pick a
it out so you have something to work from. There isgood contractor, budget wisely and get everything in
some great inexpensive software available that youwriting your remodeling project should come off
can use on your PC to design just about anythingwithout a hitch and you will be very happy with the
from building a new house to adding an additionalresults.