| A VA home improvement loan is a guaranteed loan | | | | receipts of your home improvement costs. If you |
| offered to military veterans and any of their | | | | borrow more, you then must demonstrate how the |
| surviving spouses, so long as they have not | | | | home improvements will reduce your monthly bills, |
| remarried. People tend to know that these loans are | | | | which should be pretty easy. You can then offset |
| available to buy a house, but then they forget about | | | | the money you save in bills against the loan |
| it - which is a shame - as it is also available, no | | | | repayments. Smart, huh? |
| matter how long you have been in your home. You | | | | Make the Most of It |
| may not want to move, but your house may be in | | | | A VA home improvement loan is a great opportunity |
| need of renovation. Or with an expanding family, you | | | | to live life more comfortably at home and to raise |
| simply need to gain more space. A VA home | | | | the value of your property. However many people |
| improvement loan can help you to do all that. | | | | fail to capitalize on the full potential of this |
| Imagine - the kids are growing and you need more | | | | opportunity. You can use this money to save |
| space; an extension or loft conversion would be | | | | additional money in the long run, by improving your |
| great, wouldn't it? Are you sick of high heating bills? | | | | windows and insulation, and thus saving energy in |
| Then replace your old doors and windows with | | | | your home. Install storm windows and doors; you |
| double glazing or even storm windows and doors. | | | | won't be paying for heat lost through drafts any |
| You'll feel warmer, save money and be kind to the | | | | longer. |
| environment. That's a triple benefit of a home | | | | You can even 'go green' with a VA loan, providing |
| improvement and an ideal improvement on which to | | | | solar powered heating or air conditioning with the |
| purchase with your loan. | | | | money from the loan. Change to more efficient |
| A VA loan is obtained through an ordinary mortgage | | | | thermostats on your heating. With a such a loan you |
| lender. It is simply that the Department for Veteran | | | | can easily afford to do that and you'll be reaping the |
| Affairs guarantees it. | | | | savings permanently. So, if you've done your military |
| You can borrow up to $6000 without any need to | | | | service for your country, let your country do its |
| have your home's value assessed. If you borrow less | | | | service for you and take advantage of a great |
| that $3000 the deal is even easier; just provide | | | | value-add opportunity. |